UgH

so i am soo annoyed with the insurance i ended up getting at the end of the school year. i actually got dropped off my dads blue cross blue shield the day i graduated so i re applied for that, but got denied because of my broken ankle not being fully healed. so then i applied for another company and i got denied for the same reason. so my mom got something in the mail for a post grad temporary insurance so i applied for that and didnt have to give them any background info, and now im stuck. i cant go to the doctor for my ankle because it doesnt cover pre-existing injuries. i wanna go to the dermatologist and thats considered a physicians visit, and in order for me to be covered for that i have to get a referral from a regualr physician which i dont have. and i DONT NEED. i KNOW i need to go to the dermatologist, i dont need a referral. so now im going to have to pay for 2 dr's appts instead of only 1, and probly still have to pay a big deductible cuz this insurance is retarded. never again. i basically have to be on my death bed for this $1000 worth of insurance for 6 months to be effective, and even THEN i am only allowed one ambulance ride to and from the hospital. ridiculous. o and it doesnt cover dental either, but who would have expected it with all the exclusions it already includes. i havent been to the dentist last summer, but no big deal, my teeth will just rot. no big deal. so its been an annoying day. and im still job searching. no word on bally yet.